Legal Terms

Terms & Conditions

Effective Date: June 24, 2025

1. Acceptance of Terms

By accessing or using the Biz Vault Inc. website, you agree to these Terms & Conditions. If you do not agree, please do not use the website.

2. Nature of Services

Biz Vault Inc. provides foreign exchange cost-management solutions and guidance for businesses engaging in international payments.

Biz Vault Inc. is not a bank, financial institution, or money services business, and does not hold or transfer client funds directly. FX transactions are facilitated through regulated Canadian financial infrastructure.

3. No Financial Advice

Information provided on this website is for general informational purposes only and does not constitute financial, legal, or investment advice. Clients should seek independent professional advice before making financial decisions.

4. No Guarantees

While Biz Vault Inc. aims to help businesses reduce FX costs, no guarantees are made regarding savings, exchange rates, transaction timing, or outcomes.

5. Client Responsibilities

Users are responsible for:

  • Providing accurate and complete information
  • Complying with applicable laws and regulations
  • Reviewing all transaction details before execution

6. Intellectual Property

All website content, including text, graphics, logos, and design elements, is the property of Biz Vault Inc. and may not be reproduced without written permission.

7. Limitation of Liability

Biz Vault Inc. shall not be liable for:

  • Indirect, incidental, or consequential damages
  • Losses arising from reliance on website information
  • Delays or issues beyond our reasonable control
 

8. Third-Party Services

The website may reference or link to third-party services. Biz Vault Inc. is not responsible for the content, accuracy, or practices of third parties.

9. Governing Law

These Terms & Conditions are governed by the laws of the Province of Ontario and the laws of Canada applicable therein.

10. Changes to Terms

Biz Vault Inc. reserves the right to update these Terms & Conditions at any time. Continued use of the website constitutes acceptance of any changes.

11. Contact

For questions regarding these Terms, contact:

By continuing to use this website, you acknowledge that you have read, understood, and agree to be bound by these Terms & Conditions.